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DIMORE FIORENTINE

Guide to buying and selling

Guide to buying and selling
Here are the main steps involved in buying or selling a property in Italy. These steps ensure that the purchase or sale is handled safely, compliantly and without surprises, protecting both the seller and the buyer.

1. Property Search

Identify the right property based on budget, location, and desired features.

2. Preliminary Document Check

Verify that the property is free of liens, mortgages, and that cadastral and urban planning documentation is in order.

3. Identify the purchasing options

whether to purchase with first-home benefits, using a mortgage and any other scenario

4. Purchase Offer

Draft a written offer including the proposed price, timelines, and any conditions; often accompanied by a deposit.

5. Acceptance of the Offer

The seller evaluates the offer and may accept, reject, or counter it.

6. Drafting of the Preliminary Contract (Compromesso)

Once the offer is accepted, the preliminary contract is drawn up, which outlines the price, payment terms, and timelines.

7. Registration of the Preliminary Contract

Register the preliminary contract with the Revenue Agency, including payment of the registration tax.

8. Mortgage Application (if necessary)

The buyer can apply for a mortgage with a bank, presenting the property and financial guarantees.

9. Technical and Legal Report

Perform a thorough legal and technical check on the property’s compliance, often with the help of professionals like notaries, lawyers and surveyors.

10. Notarial Deed (Final Deed of Sale)

Finalize the sale in the presence of a notary, officially transferring ownership and settling the price.

11. Payment of Taxes

Settle transfer taxes, including registration, mortgage, and cadastral taxes.

12. Registration of the Deed

The notary registers the deed with the Land Registry, making the ownership transfer official.

13. Transfer of Utilities

Change the name on utilities (electricity, gas, water) and notify the authorities of the ownership change.

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